Life and
AD&D Plan



CES provides Basic Life and AD&D (Accidental Death & Dismemberment) coverage to the employee at no cost to you through Metlife. The Basic Life and AD&D benefit amounts are each $25,000. AD&D insurance provides benefits to you and your beneficiary if, due to an accident, you suffer loss of life or limb.

  • Benefits begin to reduce at age 65
  • Age 65, benefit reduces to $16,250
  • Age 70, benefit reduces to $10,000
  • Age 75, benefit reduces to $6,250
Voluntary
Life Insurance


In addition to the Basic Life and AD&D coverage provided by CES, you can purchase additional life coverage for yourself and your dependents through MetLife. You may purchase term life insurance coverage in increments of $10,000 up to a maximum of $500,000. More information will be available during Open Enrollment.

Life planning
services


Services provided to you and your family through MetLife.

  • Grief counseling
  • Funeral discounts and planning
  • Online will planning
  • Digital legacy
  • Life settlement account
  • Beneficiary claims assistance
  • Face-to-face will planning*
  • Estate resolution services*
  • Portability*
*Only available through MetLife's Voluntary Life Insurance Plan
More information