Hospital Confinement Insurance

Hospital Confinement Insurance is a limited benefit policy that pays a lump-sum benefit amount based on the number of days spent in the hospital, critical care unit, or rehabilitation facility.

What's covered?

Confinement Location Benefit Amount Confinement Duration
Hospital $200/day 30 days
Critical care unit $400/day 15 days
Rehabilitation facility $100/day 30 days
Critical Illness Insurance

Critical Illness Insurance is a limited benefit policy that pays a one-time, lump-sum benefit amount upon the diagnosis of a covered disease or illness.

What's covered?

Base Coverage Module
  • Heart attack
  • Stroke
  • End stage renal (kidney) failure
  • Coma
  • Major organ failure
  • Permanent paralysis
  • Coronary artery bypass (25% of maximum critical illness benefit)
Cancer Coverage Module
  • Cancer (see resource guide for qualifying conditions)
  • Carcinoma in situ (25% of the maximum critical illness benefit)
  • Skin cancer (10% of the maximum critical illness benefit)
Accident Insurance

Accident Insurance is a limited benefit policy that pays you a defined amount for specific injuries resulting from a covered accident so that you can chart a course to recovery.

More information